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In today’s episode, we're answering your questions about budgeting and motherhood. We talk through the unique challenges moms face when budgeting for the unexpected—yes, all those "mom-made-of-money" moments when you just wish you had a secret stash just for ice cream after little league wins!


249 | Money Talks for Moms: Handling Tuition, Teens, Sports, Dance Class, Celebrations and Other Unexpected Expenses

***TOP 1.5% MONEY &amp; FINANCIAL SUPPORT PODCAST***

Do you make good money but have nothing to show for it? Tired of using your bank account &amp; credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth?

You’re in the right place!

We’re telling you exactly how to budget, pay off debt, save money &amp; stop living paycheck to paycheck.

We’re Shana &amp; Vanessa: BFFs, business partners &amp; Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.

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257 | How to Pay Off Your Mortgage Early: Biweekly Payments Explained


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256 | Budgeting Tips: Simplify Subscriptions, Manage Credit Cards, and Save More

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Hey Budget Besties! Are you ready to rock your June budget? Join us as we guide you through setting up your budget for the upcoming month. Whether you're new to budgeting or a seasoned pro, this episode is packed with tips to ensure your financial plan is solid. We'll review the essentials of wrapping up May, setting realistic goals for June, and making use of our handy budget templates.

Key Takeaways:

 Wrapping Up May:

 Let's review what actually happened financially vs. what you planned.

 Don’t worry if things didn’t go as planned; it’s a learning process.

 Make sure you have a buffer for unexpected expenses.

 Setting Up Your June Budget:

 Income: List all your sources, including side hustles, bonuses, and refunds.

 Debt: Record your minimum payments and any additional amounts you plan to pay.

 Bills: Include all your recurring expenses, from utilities to subscriptions.

 Spending: Plan for groceries, gas, dining out, and personal care.

 Savings: Allocate funds for specific goals and unexpected costs.

 Special Considerations for June:

 Think about Father’s Day, weddings, summer camps, and vacations.

  Update your budget with any new or seasonal expenses.

  Plan for irregular income or large one-time payments like tuition or medical bills.

  Tips and Tricks:

  Use our signature budget template that auto-fills monthly to save time.

  Stay flexible and adjust as needed; life happens, and so do expenses.

  Celebrate small wins like paying off debt or saving for a goal.




4 Ways To Connect With Us:
1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 
2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 
3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 
4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching 
"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. 
Click here to view our privacy policy.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase! 


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255 | Quick and Easy June Budget Setup: Start the Month Right

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Hey Budget Besties! 

254 | Creating a Memorable Summer on a Budget: Tips for Camps, Vacations, and More

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Hey Budget Besties! In this episode, we’re sharing some real-life nuggets from our group coaching sessions. May was a long month for budgets, and we’re here to help you navigate all the challenges it brings. From unexpected grocery bills to handling extra paychecks, we’ve got tips to keep you on track. Plus, hear how to manage those pesky annual bills and the importance of replenishing your emergency fund quickly. Join us as we dive into your burning questions and tackle budget dilemmas together!
May Budgeting Tips:

 May feels like December with all the extra expenses like Mother’s Day, graduations, and end-of-year parties.

 Plan ahead for these events to avoid budget surprises.


Handling Extra Paychecks:

  When you receive an extra paycheck, focus on your primary financial goals.

  Consider applying it to large upcoming expenses like college tuition or insurance premiums.


Emergency Fund Replenishment:

  Always prioritize replenishing your emergency fund after using it.

  Think of it as storm mode – stop everything else until your emergency fund is back in place.


Automating Payments:

  Set up automatic payments for regular expenses, even if they’re going to a person, like paying a family member for childcare.

  Use your bank’s bill pay feature to streamline this process.


Budgeting for Annual Bills:

  Save monthly for annual or bi-annual bills to avoid large, unexpected expenses.

  Label savings accounts specifically for these purposes to stay organized.


4 Ways To Connect With Us:
1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 
2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 
3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 
4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching 
"I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. 
Click here to view our privacy policy.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

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Send in a voice message: https://podcasters.spotify.com/pod/show/idealbalance/message

249 | Money Talks for Moms: Handling Tuition, Teens, Sports, Dance Class, Celebrations and Other Unexpected Expenses

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