Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

217 | How to Start Budgeting the Right Way: The Essential 90-Day Review

02.28.2024 - By Vanessa & Shana | Christian Financial Coaches | Dave Ramsey FansPlay

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Have you ever felt completely stuck when it comes to budgeting? Like, you know you need a budget, but the numbers in your bank account just don't seem to match up with what's on your spreadsheet? If this sounds familiar, today's episode is going to be a game-changer for you. We're diving into the transformative power of the 90-day review, a crucial first step that sets you up for budgeting success. This isn't just about crunching numbers; it's about understanding your financial habits and setting realistic expectations.

What You'll Learn:

- Why most budgets fail and how a 90-day review can change that.

- The exact steps to conduct your own 90-day financial review.

- How to use the insights from your review to create a budget that actually works.

- Exciting details about our new group coaching sessions!

Key Points:

1. The Struggle with Budgeting:

- Discuss common issues people face when starting to budget.

- Share personal anecdotes about budgeting mishaps and what they taught us.

2. The Power of a 90-Day Review:

- Explain what a 90-day review is and why it's crucial.

- How reviewing three months of spending can provide the clarity needed to set realistic budget goals.

3. How to Conduct a 90-Day Review:

- Step-by-step guidance on collecting and analyzing financial statements.

- Tips on categorizing spending to see where your money is actually going.

4. Setting the Stage for Successful Budgeting:

- Use the data from your review to establish a budget that reflects your true spending patterns.

- Strategies for adjusting your budget as you gain more discipline and insight into your finances.

If you're tired of budgeting feeling like a guessing game, this episode will equip you with the tools to start with confidence and clarity. Remember, successful budgeting isn't just about restricting spending—it's about making informed decisions that align with your financial goals.

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching 

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